Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is the most commonly used type of Bankruptcy.  It provides quick relief from the most common forms of debt including credit cards, personal loans, and medical bills.

Often referred to as a "straight" or "full" bankruptcy, Chapter 7 is generally the best option for those who are struggling to pay debts.  After filing a Chapter 7, an individual is granted a Discharge from most forms of debts, prohibiting creditors from taking any further action to collect the debt.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is often referred to as "debt consolidation" or "reorganization."  This form of Bankruptcy allows you to pay most creditors over a period of three to five years.  This will all you to reorganize your debts and reduce the amounts owed monthly to each creditor - freeing up cash for living expenses.  

Chapter 13 Bankruptcy is often used to help keep property that you may be on the verge of losing - such as a foreclosure on your home, or a repossession of a vehicle.

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Britt Law Firm
102 South Court Street, Ste. 506
Florence, Alabama 35630



Areas of Practice


  • Chapter 7 Bankruptcy

  • Chapter 13 Bankruptcy​

  • Foreclosure Defense​


  • Stop Garnishments​​​​​

  • Debt Settlement